Founded in 2000, our bank's trajectory was significantly accelerated in 2023. Under the strategic direction of Mr. Suhas Bapurao Pachpute and the Board of Directors, a new phase of growth began. This leadership team initiated a comprehensive strategy focused on intensive study of cooperation, stringent measures, and dedicated public outreach. This approach has led to exceptional results, with total business reaching ₹106.98 crores by the end of the 2025 financial year. This growth is built on the support of 9,751 members and is underpinned by a share capital of ₹2.86 crore.

To present Yeshwant Nagari Sahakari Bank Ltd., Latur, as a professional and future-oriented institution, the summary can be rewritten to emphasize its strategic digital transformation. This highlights the bank's commitment to both its community-focused mission and modern banking services.

Yeshwant Nagari Sahakari Bank: A blueprint for modern cooperative banking

In the dynamic landscape of modern finance, Yeshwant Nagari Sahakari Bank Ltd., Latur, has solidified its position as a forward-thinking and socially responsible cooperative institution. While upholding the core cooperative principles of community and financial empowerment, the bank is actively embracing digital transformation to deliver advanced, convenient, and secure banking services.

Key initiatives driving modern financial inclusion
The bank’s strategic pivot toward technology-driven solutions enhances its traditional strengths of transparency and trust by expanding its reach and capabilities. Significant initiatives include:

• Mobile Banking Application: The bank offers a dedicated mobile app that provides customers with access to their financial services anytime, anywhere. Users can view balances, check account statements, and transfer funds with ease, marking a shift toward seamless and secure digital interaction.
• RuPay ATM Cards: To ensure its members have universal access to banking services, the bank issues RuPay ATM cards. This provides customers with the convenience of 24/7 cash withdrawals, balance inquiries, and shopping capabilities across India's extensive network of ATMs and Point-of-Sale (PoS) terminals.
• UPI and QR Code Functionality: In line with India's digital payment revolution, the bank offers Unified Payments Interface (UPI) services. This, combined with QR code support, enables customers to make and receive instant, secure payments from their mobile devices, significantly simplifying day-to-day transactions for both individuals and small businesses.
• Bharat Bill Payment System (BBPS): For enhanced customer convenience, the bank has integrated with the BBPS platform. This allows members to make centralized, reliable bill payments for utilities, DTH, and other services through a secure and interoperable network.

Pioneering empowerment through technology
The bank's commitment to financial inclusion remains paramount, even as it modernizes. The success of its initiative to bring nearly 2,900 unbanked and disabled persons into the formal banking system demonstrates its ability to merge its social mission with digital strategy. By providing livelihood opportunities through these accessible financial tools, the bank continues to empower marginalized communities and foster self-reliance.

Robust growth and future outlook
These digital advancements, built on a foundation of operational transparency and customer trust, have led to significant quantitative and qualitative progress. As of March 31, 2025, the bank's strong financial performance reflects its successful modernization efforts:

• Members: 9,751
• Share Capital: ₹2.86 crore
• Deposits: ₹67.11 crore
• Loan Disbursement: ₹41.91 crore
• Total Profit: ₹1.15 crore
• Overall Business: ₹106.98 crore

By continuing to innovate and leverage digital technology, Yeshwant Nagari Sahakari Bank is well-positioned to meet the evolving needs of its community, reinforce its status as an exemplary cooperative, and drive future growth in a digitally-connected financial ecosystem. 

Mr. Pachpute Suhas Bapurao.